If you live in or visit Chicago frequently, then the American Express IN Chicago Card may be the AMEX card for you. This particular card is designed for those with good credit who plan to take advantage of dining, entertainment and travel in and around the Chicago area.
When you use the American Express IN Chicago card, you earn one “INSIDE” reward point for every dollar you spend. You can earn double the “INSIDE” reward points when you use the card for what are called “City Essentials”: newspaper purchases, magazine subscriptions, dinners, movie tickets, cable or ISP subscriptions, and even the cost of gym memberships! The points you earn can be redeemed for services and experiences located in Chicago, New York and Los Angeles. These include things like hotel accommodations and plane tickets.
The biggest advantage of the American Express IN Chicago card is the Tuesdays IN Chicago feature. When you use this particular card at places and merchants that participate in the program, you’ll get a 10% discount! These include various retailers, spas, and health clubs. When you use the IN Chicago Card, you’ll also get priority access to select clubs, concerts and other venues!
The Variable APR for the American Express IN Chicago Card is currently 11.99%, after the first 6 months of a 0% introductory rate. For cash advances, the variable APR rises to 22.99%. Of course, there are finance charges for any purchase not paid for within the first 20 days, and there are charges for other services like cash advances and balance transfers. The minimum credit limit on this card is $1,000, and the maximum limit offered is $100,000.
So if you’re looking for a reward card that doesn’t have an annual fee and you live near Chicago or frequently visit Chicago, applying for the American Express IN Chicago card is the smart thing to do!
